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Affordable House Plans: Our Cheapest House Plans to Build

Affordable House Plans: Our Cheapest House Plans to Build
Keep home costs at bay with these affordable house plans.

By Courtney Pittman

Want to build your dream house plan without spending a fortune? Well, you're in luck! Some of our cheapest house plans boast stylish features and luxurious amenities. These affordable house plans make it easy to build your dream home. You can keep costs down and still have a gorgeous home by keeping several principals in mind. With smaller footprints, open floor plans, smart material choices, and uncomplicated designs, our affordable house plans utilize space in easy and efficient ways (without breaking the bank). We've rounded up our favorites below.

Browse our collection of affordable house plans

Affordable House Plan with Modern Style

Home Plan - Contemporary Exterior - Front Elevation Plan #932-339 Plan 932-339

Get modern style with this affordable house design, which gives you head-turning curb appeal and a fresh open floor plan. Hang out in the vaulted family room or on the generous balcony. A loft on the upper level could be used as an extra bedroom or a home office. Another wow moment: the master suite’s enormous walk-in closet.

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Modern Farmhouse Plan with Wrap Around Porch

Home Plan - Country Exterior - Other Elevation Plan #932-33 Plan 932-33

This handsome modern farmhouse plan gives you a very open floor plan between the island kitchen and the vaulted great room. The master suite steps out to the back porch, which wraps all the way around the side and to the front. Don't miss the large master closet.

See how to get farmhouse style with these ideas from Better Homes & Gardens

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Fresh and Contemporary House Design

Home Plan - Contemporary Exterior - Front Elevation Plan #48-944 Plan 48-944

With a modest footprint, this fresh plan offers three bedrooms and open living spaces. Our favorite part: the kitchen's big island, which creates a natural spot for snacking and socializing with friends and family. The two-car garage boasts plenty of storage space. A rear patio just off the dining room is great for outdoor hangs when the weather is nice.

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Cool Modern House Plan

Home Plan - Modern Exterior - Front Elevation Plan #23-2638 Plan 23-2638

Casual and cool, this design presents a simple yet memorable exterior. With the dining room, kitchen, and great room all open to one another, homeowners are able to have flexibility when it comes to arrangements and use of space (which also allows the home to feel larger than it actually is).

Learn how to arrange your open floor plan with these tips from MyDomaine

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Affordable House Plan with Outdoor Living

Home Plan - Contemporary Exterior - Front Elevation Plan #23-2631 Plan23-2631

This terrific house design offers an uncomplicated design that is full of style. A small footprint and easygoing floor plan make this home plan both affordable and modern. Multiple outdoor areas grant homeowners even more livable space, while connecting the indoors and out for seamless flow.

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Relaxing House Design with Courtyard

Home Plan - Southern Exterior - Front Elevation Plan #45-573 Plan 45-573

Plenty of porch room in this house plan welcomes lazy afternoons and invites the outdoors in with a large veranda in the front, a rear terrace, and a courtyard that maximizes living space. Homeowners will have oodles of room to relax and kick up their feet while enjoying all that nature has to offer.

The living room opens effortlessly to the kitchen bar and dining room. Two bedrooms and a master suite reside on the main floor with the master at the back of the house for extra privacy.

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Affordable House Plan with Contemporary Style

Home Plan - Contemporary Exterior - Front Elevation Plan #569-40 Plan 569-40

The cheapest house to build doesn't have to be small. This affordable house plan is perfect for a bigger (or growing) family that wants to have space – without spending an arm and a leg to get it. With two stories, this home saves space (and cash) and is great for a narrow lot. The super simple design and open layout lend a spacious feeling, while cutting back on costs.

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Sliding glass doors (pictured above) open to the [outdoor dining and living area, extending the living space with ease and functionality. A guest suite on the first floor could also be used as an extra bedroom, home office, or game room.

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Traditional Style House Plan

Home Plan - Traditional Exterior - Front Elevation Plan #513-18 Plan 513-18

Want more space in your house design but at a cheaper price? Well, you’re in luck. This affordable house plan is loaded with 1,988 square feet of pure goodness. This gem boats a family-friendly layout that encourages functional living with a splash of style.

Highlights we love include tall ceilings in the living room for added luxury, four bedrooms plus a master suite on the opposite end of the house (hello privacy!), and a covered rear porch.

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Affordable Cottage House Plan

Home Plan - Traditional Exterior - Front Elevation Plan #929-770 Plan 929-770

In perfect symmetry, this cottage plan vividly expresses curb appeal in a modern way. The twin gables and columns, topped with a large gabled dormer, create a welcoming exterior. Compact but mighty, this design features a contemporary floor plan in a smaller square footage making it cheap to build (and we don’t hate it).

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

The kitchen’s L-shaped counter top doubles as a serving bar, creating additional space for quick meals. Vaulted ceilings and windows (pictured above) allow the great room to feel open, airy, and bigger than it actually is. The upstairs not only includes two bedrooms, but a generous bonus space and balcony that overlook the great room.

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

The rear porch at the back of the plan (above) can be used year-round (just add a fire pit) and enjoys a full view of the open great room.

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Modern House Plan with Balcony

Home Plan - Modern Exterior - Front Elevation Plan #472-8 Plan 472-8

Brimming with character and style, this modern house design is designed for today’s living with an open floor plan between the main living areas. Step down beyond the bookshelves into the living room and up the tread stairs to the second floor which boasts an outdoor living balcony. The master bedroom is conveniently located on the main floor and has double the closet space.

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

Budget-Friendly Rustic House Design

Home Plan - Contemporary Exterior - Front Elevation Plan #23-2603 Plan 23-2603

This tiny rustic house design provides an affordable home whether it is used as a primary residence or a vacation cabin. Highlights we love include an open living area (which has access to the front covered porch), a flexible kitchen space that is large enough for a table or an island, a dining area with a retractable wall that permits it to be used for dining, a home office, or a guest bedroom.

Both bedrooms are located at the far end of the home for added privacy. This plan can also be flipped on the lot to allow the porch to be at the rear of the home.

Home Plan - Affordable House Plans: Our Cheapest House Plans to Build

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